Superior Car Accident Lawyer

Superior, Colorado, is at the intersection of some of the most vital parts of Boulder County. For instance, at Cook, Bradford & Levy, LLC, our families have enjoyed the incredible ice-skating at the well-known ice rink near the Superior Marketplace. The Superior Marketplace is also home to some Boulder County staples, such as Costco, TJ Maxx, and Michaels. In addition, the town of Superior itself has a community plan that emphasizes miles of outdoor trails for running and hiking. Superior is growing, with a current population estimated to be approximately 14,000 residents. Unfortunately, an experienced Superior car accident attorney knows that the combination of residential and commercial growth can lead to traffic congestion, inattentive drivers, and an increase in the number and severity of car accidents. If you have been injured in a car accident in Superior, CO we encourage you to call the experienced car accident lawyers at Cook, Bradford & Levy, LLC for a free consultation.

Serious Car Accident Injuries in Superior, CO

A skilled Superior car accident attorney can help you understand your rights when you or a loved one has been seriously injured or killed in a car accident. For example, you should know that you are entitled to be “made whole” by the at fault driver or their insurance company in a car accident. Being “made whole” can be difficult if you have suffered a severe injury such as to your spinal cord or a part of your body that is essential to your livelihood. Armed with knowledge and skill, an experienced Superior car accident lawyer can help you recover money for everything related to your injuries, such as for past and future medical bills, lost wages, lost earning capacity in the future, general damages (including pain and suffering, emotional stress, and inconvenience), and any physical impairment that you may have suffered.

How Do I Pay for my Medical Treatment if I am Injured in Superior, CO?

At Cook, Bradford & Levy, LLC, we understand that every case is unique. However, we generally advise our clients to pay for their medical bills using their health insurance if they have it, including Medicare or Medicaid. A Superior car accident lawyer familiar with Colorado accident law, and especially Colorado accident and subrogation law, knows that using health insurance allows an accident victim to take advantage of the negotiated rates between their health insurance carrier (Cigna, Anthem Blue Cross Blue Shield, or Aetna, for example) and the medical provider. Here is an illustration (using hypothetical figures) of how using health insurance helps an accident victim:

If a hospital like Boulder Community Hospital normally charges $5,000.00 for a CT scan, it likely has specific rates that apply to Cigna customers. Maybe the Hospital only charges Cigna customers $2,000.00 instead of the normal $5,000.00. In this example, an experienced Superior car accident attorney understands that if the victim is a Cigna customer and had a CT scan because of the car accident, she can recover the full $5,000.00 from the at fault driver. Although subrogation requires her to pay back Cigna for the cost of the care it paid for her to get better from the crash, the victim only needs to repay to Cigna the $2,000.00 that Cigna actually paid for her to get the CT scan. This savings of over $3,000.00 is called a contract benefit, and Colorado law (Colorado Revised Statute §10-1-135) is clear that an at fault driver cannot benefit or otherwise reduce his or her liability by the savings that an accident victim gets from her insurance company as a result of paying her premiums. Indeed, in Colorado it is the victim who gets to keep the contract benefit, which in this example is $3,000.00. Quite simply, Colorado law says that a tortfeasor (at fault driver) does not get to benefit because the accident victim had the foresight to obtain health insurance.

Call Cook, Bradford & Levy, LLC Today for a Free Case Review

At Cook, Bradford & Levy, LLC, we are skilled Superior car accident attorneys who take pride in helping members of our community recover from their injuries and get their lives back on track. If you or a loved one has been in hurt, we encourage you to reach out to us to begin the discussion about how we can help you on the road to recovery and ultimately get full and fair compensation for your injuries.

Call us today at 303-543-1000

Client Reviews
“I was rear ended by a driver on his cell phone. I started with another attorney, but was not receiving adequate attention to my case. I switched to Brian and everything changed. He was attentive to my situation, listened to all I had to say, and worked to resolve my case in a timely fashion. He continued to communicate and touch base even during slow parts of the process. After the settlement was resolved, he has still reached out to check in on my health and well being. I would highly recommend Brian Bradford as a lawyer.” Randy
“A driver trying to get away from the police ran a red light and broadsided my car. My injuries affected me physically, emotionally and organizationally. Hiring Steve Cook allowed me to focus on healing while ALL the legal Issues were effectively handled by his firm. Steve's patience, honest, determination. competence and experienced evaluation of my case resulted in a great settlement without having to go to trial.” Shirley
“I was injured in a car accident and I was having a hard time getting much of a response from the insurance companies. I never thought I would resort to calling an attorney, but I am so happy that I did, and that Jason Levy was that attorney. He was respectful, knowledgeable, and kind. When I was healing from major surgery, he arranged for my deposition to take place all the way out in Harford County, at a library near my home, rather than having me come into the city. He was also very persistent with the other driver's insurance company, finally negotiating an excellent settlement” Kate