Superior Car Accident Lawyer

Superior, Colorado, is at the intersection of some of the most vital parts of Boulder County. For instance, at Cook, Bradford & Levy, LLC, our families have enjoyed the incredible ice-skating at the well-known ice rink near the Superior Marketplace. The Superior Marketplace is also home to some Boulder County staples, such as Costco, TJ Maxx, and Michaels. In addition, the town of Superior itself has a community plan that emphasizes miles of outdoor trails for running and hiking. Superior is growing, with a current population estimated to be approximately 14,000 residents. Unfortunately, an experienced Superior car accident attorney knows that the combination of residential and commercial growth can lead to traffic congestion, inattentive drivers, and an increase in the number and severity of car accidents. If you have been injured in a car accident in Superior, CO we encourage you to call the experienced car accident lawyers at Cook, Bradford & Levy, LLC for a free consultation.

A skilled Superior car accident attorney can help you understand your rights when you or a loved one has been seriously injured or killed in a car accident. For example, you should know that you are entitled to be “made whole” by the at fault driver or their insurance company in a car accident. Being “made whole” can be difficult if you have suffered a severe injury such as to your spinal cord or a part of your body that is essential to your livelihood. Armed with knowledge and skill, an experienced Superior car accident lawyer can help you recover money for everything related to your injuries, such as for past and future medical bills, lost wages, lost earning capacity in the future, general damages (including pain and suffering, emotional stress, and inconvenience), and any physical impairment that you may have suffered.

At Cook, Bradford & Levy, LLC, we understand that every case is unique. However, we generally advise our clients to pay for their medical bills using their health insurance if they have it, including Medicare or Medicaid. A Superior car accident lawyer familiar with Colorado accident law, and especially Colorado accident and subrogation law, knows that using health insurance allows an accident victim to take advantage of the negotiated rates between their health insurance carrier (Cigna, Anthem Blue Cross Blue Shield, or Aetna, for example) and the medical provider. Here is an illustration (using hypothetical figures) of how using health insurance helps an accident victim:

If a hospital like Boulder Community Hospital normally charges $5,000.00 for a CT scan, it likely has specific rates that apply to Cigna customers. Maybe the Hospital only charges Cigna customers $2,000.00 instead of the normal $5,000.00. In this example, an experienced Superior car accident attorney understands that if the victim is a Cigna customer and had a CT scan because of the car accident, she can recover the full $5,000.00 from the at fault driver. Although subrogation requires her to pay back Cigna for the cost of the care it paid for her to get better from the crash, the victim only needs to repay to Cigna the $2,000.00 that Cigna actually paid for her to get the CT scan. This savings of over $3,000.00 is called a contract benefit, and Colorado law (Colorado Revised Statute §10-1-135) is clear that an at fault driver cannot benefit or otherwise reduce his or her liability by the savings that an accident victim gets from her insurance company as a result of paying her premiums. Indeed, in Colorado it is the victim who gets to keep the contract benefit, which in this example is $3,000.00. Quite simply, Colorado law says that a tortfeasor (at fault driver) does not get to benefit because the accident victim had the foresight to obtain health insurance.

At Cook, Bradford & Levy, LLC, we are skilled Superior car accident attorneys who take pride in helping members of our community recover from their injuries and get their lives back on track. If you or a loved one has been in hurt, we encourage you to reach out to us to begin the discussion about how we can help you on the road to recovery and ultimately get full and fair compensation for your injuries.

Call us today at 303-543-1000